1135 Howertown Road
North Catasauqua, PA 18032
Collision vs. Comprehensive
Claims are classified into two separate categories, comprehensive and collision. Insurance claims are labeled as comprehensive when the insured files a claim such as damage from hail, flying objects while driving causing windshield chips, hitting an animal, vandalism, fire, or theft.
Insurance claims are considered collision when the vehicle collides with another object or vehicle. This includes typical minor accidents like having a mirror broken off by another vehicle or getting a door ding from a shopping cart.
Normally, comprehensive claims do not affect your insurance premiums like collision claims. Contact your insurance company for further information on your policy interpretations.